To Find the Home of Your Dreams, you have come to the right place!

If  you are interested in buying a residential or commercial property, please feel free to browse through my website for the featured listings on my Listings Page. If you require further information that is not featured throughout my website, please do not hesitate to contact me. If you fill out the required information below, I will be able to immediately initiate a more comprehensive search for you through the use of our real estate networks. I will contact you as soon as we find a listing that meets your requirements. The best part of this service is that it there is no charge for buyers like you.

 I also have access and can show you any MLS listing, regardless of which Real Estate Company it is listed with.

Buyers Home Purchasing Guide

What Does An Offer Entail?

When you find the home you wish to purchase.  Your Real Estate Salesperson will fill out the proper contract needed.  It is called an "Agreement of Purchase and Sale."

You will need to give a deposit with your offer, if the offer is accepted, this deposit will go towards the purchase price.  If no acceptance is reached the deposit will be returned in full without interest in most cases.

Lawyers......Do I Need One?

Yes, to protect your interests most lawyers will discuss their fees.  But you can expect the cost to be between 1-2% of the purchase price.

How To Arrange For Financing

When going to the Bank / Mortgage Rep. of your choice, bring your:

• Employment and Income Verification
• Copy of Agreement of Purchase and Sale (Provided by your Realtor)
• Home Feature Sheet (Provided by your Realtor)
• Picture of the Home (Provided by your Realtor)

Conditions Of  The Sale

The most common conditions of Purchase (which means items which must be satisfied before you can buy your home).

• Financing
• Water Test (Rural Areas)
• House Inspections (Optional)
• Survey (If Applicable)
• No UFFI (If Applicable)

Scheduling Appointments To View Homes

Your Real Estate Salesperson will arrange for you to view several homes in one afternoon, for your convenience.  Whether MLS or Exclusive Listings.  It is always a good rule of thumb to book the appointments a day ahead. 

When Do You Pay?

All costs incurred during the Purchase of a home (ie. house inspections, survey, water tests, mortgage application fees) are decided by the individual providing you with the service.  Your down payment is due on or before the Closing Date (the day you own the home depending on the banks guidlines).

The Buyers Costs From Offer To Moving In

• Deposit given with offer (which will be deducted from purchase price on closing)
• Bank Downpayment (usually minimum of 5% of the purchase price)
• Tax Adjustments
• House Insurance
• Oil Adjustments (filled on closing)
• Land Transfer Tax Fee (1/4 of 1% of purchas price)
• Survey (if needed)
• Water Test
• Hydro Hook-Up
• Cable Hook-Up
• Telephone Hook-Up
• House Inspection (at the buyers request)
• Legal Fees (1-2% of the purchase price)